I signed up for the $4.97 through a different company,
www.magsonthenet.com and they charged me $12.00 for a year.
I've called my credit card company and I am 100% sure that I will get the charges corrected. I've had to do this before, it's no sweat. I would warn people to use a real credit card and not a debit card for any credit type transactions. Don't let others fool you, debit cards are not the same as credit cards. They are not under the same federal guideliness.