I had a few friends that have tried many methods of cheating eBay. To me that sort of behavior is stupid and childish, and should also be put in jail.
FYI : When I heard about ING Directs banking w/ 5.8% interest, I was very interested. I went to my branch and asked for more information about it. They said that the German Insurance Company launched a banking service to broden their horizens. Though with out "bricks", a physical building, it is almost impossible to trace the finances back and forth. I quickly decided that it was NOT worth my worry and that bank bonds are always a good venture.
Later.. ING Direct NOW does have "bricks," I think its right below the CDI College in downtown Vancouver.
No, I don't go to school @ CDI. Though I hear that it does has very nice programs.